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EastWest · Visa · Infinite

Priority Visa Infinite

Why pick it: No annual fee for life and 1 mile per ₱40

Visa Infinite for EastWest Priority clients: 1 point per ₱10 (₱40 per mile), no annual fee for life, 6 Priority Pass visits.

Score
69 /100
Status
By invitation
Annual fee
Free for life
#8 of all 170 scored cardsNeeds about ₱2.5M with EastWestThin data

Thin data: the bank does not publish the income requirement. Check with the bank before you apply.

BY INVITATION ONLYHonest take

Visa Infinite na waived ang fee at mababa ang foreign fee, pero para lang ito sa EastWest Priority clients, per the page.

Bottom line: Priority client ka na ba? Panatilihin mo ito, kasi waived ang fee. Kung hindi pa, sa ibang card ka muna tumingin.

Read the full take: the math, what's good, what hurts

Kung miles ang kukunin, kumikita ang typical household (~₱825k a year) ng ~₱11,000, at ~₱4,000 ang travel value, ayon sa data. Sa Infinite catalog, 1 point per ₱10 ang earn. Puwesto: #8 mula sa 170 cards; score 69.

The numbers in this take are our estimates for a typical household, not bank policy. Check fees and waivers with the bank.

What's good

  • Waived habambuhay ang annual fee para sa principal at supplementary, confirmed sa page.
  • 1.70% ang foreign fee at may Priority Pass Digital membership.
  • ₱10,000 welcome cash credit after your first ₱20,000 retail spend within 2 months of activation, for newly approved cardholders.

What's bad

  • Exclusive sa EastWest Priority clients, per the page. Nasa ₱2.5M ang Priority entry, galing sa data.
  • Per the page, para lang sa Priority principal cardholders na pasok sa required Total Relationship Balance ang lounge access.
  • Hindi nag-e-earn ng points ang utility at telco bills na auto-charged sa Quick Bills, ayon sa Infinite Rewards T&C. Hindi excluded ang bills na direktang sinisingil ng biller, ayon sa terms.

The catch: Anim ang free lounge visits a year sa card page (Priority Pass Digital, para sa iyo at sa companion). Nangangako rin ang Marhaba terms ng 2 visits kada calendar year para sa principal cardholders, pero Terminal 3 lang ang nakalista, na sarado na ayon sa ibang banks, kaya hindi namin binibilang. Hindi nakalista sa card page ang Priority threshold at ang Total Relationship Balance.

Rechecked on the bank page on 2026-10-28. Not on the page: Priority entry threshold; amount of the Total Relationship Balance. Our opinion, based on published terms. Not financial advice. The bank decides approval.

The take above is written for a typical household spending about ₱825,500 a year. Get your own score in 60 seconds.

Yearly value for a typical household:
about ₱15,000 in rewards (₱11,000) and travel value (₱4,000), before the card's fees (no annual fee)
To qualify:
By invitation; EastWest Priority clients only; Priority entry point about ₱2.5M (by invitation)
Deposit with the bank:
Needs about ₱2.5M with EastWest
Bank service:
About typical.

First year

Welcome offer:
₱10,000 cash credit after first ₱20,000 retail spend within 2 months of activation (newly approved). New-to-bank Priority clients with ₱10M initial TRB also get airport transfers (₱8,000) and spa/golf access (₱14,000) within 90 days (no end date stated)

Bank details as of Oct 23, 2026. Offers change; confirm on the bank's page before you apply. None of this changes the card's score.

Score breakdown, fees, rewards and perks

Score breakdown

  • Yearly value46 / 63

    These bars compare each part with other cards on its own, so they don't add up to Yearly value. How it is scored

    • Rewards on the default spend23 / 37

      About ₱11,000 a year in rewards on the typical household's spend, after caps and the foreign fee on foreign online spend. How the bars work

    • Annual fee after waivers16 / 16

      No annual fee. How the bars work

    • Travel and perks on the default spend5 / 10

      About ₱4,000 of travel value on one trip abroad a year, after the 1.70% foreign fee. It includes lounge visits (each person in a household of three who gets in counts) and travel insurance, though insurance counts only a little toward this figure and the score. How the bars work

  • Promos and 0% installments6 / 15

    0% installment network: fair. Promos: weak, judged by what a typical household would likely save from the promos this card gets, past and current, with 39 live promos tracked. How it is scored

  • Points flexibility9 / 10

    3 airline partners, and points that do not expire. How it is scored

  • Credit limit and upgrade path5 / 5

    Infinite card level, plus how EastWest handles credit limit increases and card upgrades. How it is scored

  • App and service3 / 5

    Banking app: strong. Service: about typical. How it is scored

  • Late fee0 / 2

    A late fee of ₱1,500 for one missed payment. How it is scored

On the default spend: about ₱11,000 a year in rewards and ₱4,000 in travel value.

Score over time

Total score and tier on each data date, on the default spend.

methodmethodmethodmethod79 SOct 2475 SOct 2670 SOct 2768 SNov 268 SNov 468 SNov 969 SNov 1069 SNov 11
  • Between Oct 24 and Oct 26 the scoring method changed (2 changes), so part of that move is the method, not the card.
  • Between Oct 26 and Oct 27 the scoring method changed (10 changes), so part of that move is the method, not the card.
  • Between Nov 2 and Nov 4 the scoring method changed (a card with a higher income minimum for first-time applicants is no longer left out), so part of that move is the method, not the card.
  • Between Nov 10 and Nov 11 the scoring method changed (3 changes), so part of that move is the method, not the card.
  • Method changes

Fees and who can apply

Annual fee
Free for life
Supplementary fee
₱0
Fee waiver
No annual fee
Foreign transaction fee
1.70%
Minimum income
By invitation
Also needs
EastWest Priority clients only; Priority entry point about ₱2.5M

Rewards

For EastWest Priority clients; lounge benefits need the relationship balance kept up. Utility and telco bills charged through Quick Bills earn no points.

Type
Points
Points expiry
none
Airline partners
Asia Miles, KrisFlyer, PAL Mabuhay Miles

Travel perks

International lounge visits
6 a year
Local lounge
None
Travel insurance
Up to ₱20,000,000, covers family

Strengths

  • No annual fee for life
  • Low FX fee (1.70%)
  • 6 free international lounge visits a year
  • Travel insurance up to ₱20M covering family

Live and upcoming promos (39)

As of Nov 11, 2026. Check each promo's source before you rely on it.

Show 34 more

What cardholders say (0)

Individual accounts, read by us before they appear but not checked with the bank. They never change this card's score.

No cardholder posts yet.

Official EastWest card page ↗