Best credit card for Any merchant (bank-wide spend)

3 card promos from 2 banks, as of Nov 11, 2026. Check the bank's terms before you shop.

Top promo now · UnionBank

Up to ₱10,000 cashback

Mid-Year Spend & Get 2026 'Turn Spends Into Rewards': up to P10,000 eGC ↗

See which of your cards wins at Any merchant (bank-wide spend) today (uses the cards you saved; weekday and payday promos are checked for today).

Running now (3)

Mid-Year Spend & Get 2026 'Turn Spends Into Rewards': up to P10,000 eGCScore 69
UnionBankEnds Nov 20, 2026Register firstAll UnionBank credit cards
Merry Good Deals: up to P15,000 eGC on holiday spendScore 69
Security BankEnds Nov 30, 2026Register first4 Security Bank cards: Wave MC, Gold MC, Platinum MC…
Swipe Back & Earn Cashback: P250-P1,000 cashback on a single-receipt purchase (invite-only)Score 60
Security BankEnds Feb 4, 2027Register first4 Security Bank cards: Wave MC, Gold MC, Platinum MC…

Banks with promos here: Security Bank, UnionBank. Promo scores (out of 100) weigh savings, ease and window; they never change a card's rank. Data as of Nov 11, 2026. Not financial advice.