Best credit card for SM Store

17 card promos from 10 banks, as of Nov 11, 2026. Check the bank's terms before you shop.

Top promo now · BDO

Up to ₱3,000 cashback

P500 cashback per P5,000 Buy Now Pay Later receipt at SM Store, up to P3,000, with BDO credit cards ↗

no registration, auto-credited, min ₱5,000Ends Nov 14, 2026

See which of your cards wins at SM Store today (uses the cards you saved; weekday and payday promos are checked for today).

Running now (17)

P500 cashback per P5,000 Buy Now Pay Later receipt at SM Store, up to P3,000, with BDO credit cardsScore 74
BDOEnds Nov 14, 2026All BDO credit cards
Buy Now Pay Later at SM Store: 0% for 3 months, year-roundScore 69
BDOEnds Dec 31, 2026All BDO credit cards
SM Store Buy Now Pay Later: 0% for 6 months on P5,000 single receipt (HSBC cards)Score 69
HSBCEnds Dec 31, 2026All HSBC credit cards
0% installment up to 6 months at SM Store (Oct-Dec 2026)Score 69
EastWestEnds Dec 31, 2026All EastWest credit cards
SM Store Buy Now Pay Later: 0% for 6 months on P5,000 single receipt (China Bank cards)Score 69
China BankEnds Dec 31, 2026All China Bank credit cards
SM Store Buy Now Pay Later: 0% for 6 months on P5,000 single receipt (BDO cards)Score 69
BDOEnds Dec 31, 2026All BDO credit cards
0% installment 3 months + Buy Now Pay Later at SM StoreScore 69
RCBCEnds Dec 31, 2026All RCBC credit cards
SM Store Buy Now Pay Later: 0% for 6 months on P5,000 single receipt (Metrobank cards)Score 69
MetrobankEnds Dec 31, 2026All Metrobank credit cards
SM Store Buy Now Pay Later: 0% for 6 months on P5,000 single receipt (RCBC cards)Score 69
RCBCEnds Dec 31, 2026All RCBC credit cards
SM Store Buy Now Pay Later: 0% for 6 months on P5,000 single receipt (PNB cards)Score 69
PNBEnds Dec 31, 2026All PNB credit cards
0% installment up to 3 months at SM Store (all of 2026)Score 69
EastWestEnds Dec 31, 2026All EastWest credit cards
SM Store Buy Now Pay Later: 0% for 6 months on P5,000 single receipt (BPI cards)Score 69
BPIEnds Dec 31, 2026All BPI credit cards
SM Store Buy Now Pay Later: 0% for 6 months on P5,000 single receipt (UnionBank cards)Score 69
UnionBankEnds Dec 31, 2026All UnionBank credit cards
SM Store all-year 0% ChargeLight Installment up to 3 months (P5,000 min)Score 69
Security BankEnds Dec 31, 20265 Security Bank cards: Gold MC, Wave MC, Complete Cashback Platinum MC…
SM Store Buy Now Pay Later: 0% for 6 months on P5,000 single receipt (Security Bank cards)Score 69
Security BankEnds Dec 31, 2026All Security Bank credit cards
Buy Now Pay Next Year at SM Store: 0% up to 6 monthsScore 68
BDOEnds Dec 31, 2026All BDO credit cards
SM Store Shopping Treats For U (H2 2026): P800-P3,000 cashbackScore 65
UnionBankEnds Dec 10, 2026Register firstAll UnionBank credit cards

Banks with promos here: BDO, BPI, China Bank, EastWest, HSBC, Metrobank, PNB, RCBC, Security Bank, UnionBank. Promo scores (out of 100) weigh savings, ease and window; they never change a card's rank. Data as of Nov 11, 2026. Not financial advice.