Best credit card for 11.11

Nov 11, 2026. Card promos we track as of Nov 11, 2026; banks usually post 11.11 promos 1 to 3 weeks before, and we check more often as the day gets close.

11.11 card promos (32)

Shopee 11.11 0% installment: 5% off (P10,000 to P39,999) or 7% off (P40,000+, max P12,000), Nov 6-15Score 81
MetrobankEnds Nov 15, 2026All Metrobank credit cards
Shopee 11.11 (UnionBank): 12% off (cap P1,800), min P5,000, 0% installment up to 24 months (Nov 11-12)Score 80
UnionBankEnds Nov 12, 2026All UnionBank credit cards
Shopee 11.11: 5% off FlexipayZero (up to P8,000, min P10,000, up to 10 uses, code 11BPIFP)Score 80
BPIEnds Nov 12, 20269 BPI cards: Amore Cashback, Edge, Gold Rewards…
Lazada 11.11: 6% off FlexipayZero (up to P8,000, min P10,000, up to 10 uses)Score 78
BPIEnds Nov 13, 20269 BPI cards: Amore Cashback, Edge, Gold Rewards…
Shopee 12.12: up to P8,000 off on installments (min P10,000, up to 10 transactions, code 12BPIFP)Score 78
BPIStarts Dec 7, 20269 BPI cards: Amore Cashback, Edge, Gold Rewards…
Lazada 11.11: up to P2,000 savings (19% off voucher plus instant discount), Nov 10-12Score 77
BDOEnds Nov 12, 2026All BDO credit cards
Lazada 11.11: extra 20% off up to PHP 1,500 (min PHP 6,000 single receipt)Score 77
MetrobankEnds Nov 13, 2026All Metrobank credit cards
Lazada 11.11 (UnionBank): 10% off (cap P1,000), min P8,000, 0% installment up to 24 months (Nov 11)Score 76
UnionBankEnds Nov 11, 2026All UnionBank credit cards
Lazada 11.11: P1,000 off straight payment (min P5,500), one-timeScore 74
BPIEnds Nov 12, 20269 BPI cards: Amore Cashback, Edge, Gold Rewards…
Shopee 11.11: P1,000 off straight payment (min P5,500), one-timeScore 74
BPIEnds Nov 12, 20269 BPI cards: Amore Cashback, Edge, Gold Rewards…
Shopee 11.11 (UnionBank): P1,000 off, min P6,000 straight (Nov 11, 12NN-2PM)Score 73
UnionBankEnds Nov 11, 2026All UnionBank credit cards
Lazada 11.11 (UnionBank): P1,000 off, min P6,000 straight (Nov 11, 12NN-2PM)Score 73
UnionBankEnds Nov 11, 2026All UnionBank credit cards
Shopee 11.11: 10% off up to ₱2,000 (min ₱5,000) with BankCom credit cardsScore 73
BankComEnds Nov 12, 2026All BankCom credit cards
Lazada 11.11 Sale: 15% off up to P800 (min P5,000), Nov 10 8PM to Nov 11Score 72
EastWestEnds Nov 11, 2026All EastWest credit cards
Shopee 11.11: extra PHP 1,000 off (min PHP 5,000 single receipt)Score 72
MetrobankEnds Nov 12, 2026Register firstAll Metrobank credit cards
Lazada 11.11 Sale (2026): extra P750 off (min P5,000)Score 72
RCBCEnds Nov 16, 2026All RCBC credit cards
ZALORA 11.11 Sale: P1,000 off with ZALORA Credit Card (min P6,000 single receipt)Score 72
RCBCEnds Nov 15, 2026RCBC ZALORA
Shopee 11.11 Sale: 15% off up to P500 (min P2,500), Nov 11 onlyScore 71
EastWestEnds Nov 11, 2026All EastWest credit cards
Lazada 11.11 for BDO UnionPay: 10% off up to P2,000 (min P1,500), Nov 10-13Score 70
BDOEnds Nov 13, 2026BDO Gold UnionPay, Diamond UnionPay
ZALORA 11.11: P1,000 off FlexipayZero up to 6 months (min P10,000, code BPI11FP)Score 69
BPIEnds Nov 12, 20269 BPI cards: Amore Cashback, Edge, Gold Rewards…
Shopee 11.11 Mega Sale: extra P500 off (min P5,000 checkout)Score 66
BDOEnds Nov 12, 2026All BDO credit cards
ZALORA 11.11: P500 off straight payment (min P5,000, code BPI11S)Score 66
BPIEnds Nov 12, 20269 BPI cards: Amore Cashback, Edge, Gold Rewards…
Shopee 11.11 Sale: extra P500 off (min P5,000), Nov 11-12Score 66
RCBCEnds Nov 12, 2026All RCBC credit cards
Rustan's.com extra 10% off on double-digit days (min P5,000, cap P5,000, code RCCHSBC2026)Score 65
HSBCEnds Dec 14, 2026All HSBC credit cards
5% cashback at Robinsons Department Store: up to P500 straight / P1,000 on 0% installment (Nov 10 - Dec 31, 2026)Score 62
RCBCEnds Dec 31, 2026Register firstAll RCBC credit cards
Rustan's 11.11 Sale: 10% off up to P5,000 (min P5,000 single receipt, Rustans.com)Score 59
RCBCEnds Nov 13, 2026All RCBC credit cards
Rustan's Online: extra 10% off up to P5,000 (min P5,000 single receipt, code RCCEW2026), Nov 11-13Score 59
EastWestEnds Nov 13, 2026All EastWest credit cards
Our Home: 10% off regular items + extra 5% off discounted items, FlexipayZero eligible (Nov 15 - Dec 14, 2026)Score 59
BPIStarts Nov 15, 2026All BPI credit cards
Expedia x Visa: 7% off prepaid stand-alone hotels in the Philippines (code VISAYR7), bookings Jan 1, 2026 - Dec 31, 2027Score 59
VisaEnds Dec 31, 2027All Visa cards, any bank
Hotels.com x Visa: 7% off first room in the Philippines (code VISA7), bookings Jan 1, 2026 - Dec 31, 2027Score 59
VisaEnds Dec 31, 2027All Visa cards, any bank
Watsons Nationwide Sale: extra P100 cashback (min P2,000 single receipt), Nov 13-18Score 52
RCBCStarts Nov 13, 2026Register firstAll RCBC credit cards
Trip.com 11.11 Mega Sale: flash deals on hotels and flights via RCBC promo pageScore 48
RCBCEnds Nov 14, 2026All RCBC credit cards

Also usable on Nov 11, 2026

Live promos whose dates and weekdays include the sale day, highest score first.

PayEasy x Samsung Galaxy Tab S12 on Lazada: 15% off, 0% up to 36 monthsScore 90
UnionBankEnds Dec 31, 2026All UnionBank credit cards
PayEasy x Samsung Galaxy Tab S12 on Shopee: 15% off (cap P15,000), 0% up to 36 monthsScore 90
UnionBankEnds Dec 31, 2026All UnionBank credit cards
Up to 30% off select Booking.com properties with BDO AmexScore 88
BDOEnds Dec 31, 2026BDO Amex cards
Klook x BPI flash deal: PHP 7,000 off Hong Kong Disneyland packages on Oct 31 and Nov 28 (min PHP 15,000)Score 87
BPIEnds Nov 28, 2026All BPI credit cards
PayEasy x Samsung Always On Promo on Lazada: 8% off, 0% up to 36 monthsScore 86
UnionBankEnds Dec 31, 2026All UnionBank credit cards
SM Appliance Center Anniversary Sale: up to 60% off straight, up to 45% off with 0% up to 24 monthsScore 86
RCBCEnds Nov 30, 2026All RCBC credit cards
Maybank Mastercard: up to P6,000 eGCs on travel spendScore 85
MaybankEnds Dec 15, 2026Maybank Standard MC or Visa Classic, Gold (MC or Visa), Platinum (MC or Visa)
Klook Visit Malaysia: 10% off Malaysia bookings (YRO10KLK), min US$100Score 84
MaybankEnds Dec 31, 2026All Maybank credit cards
PAL Year-End Seat Sale 2026: up to 60% off domestic, 40% off international base fares with BPI cardsScore 83
BPIEnds Nov 15, 2026All BPI credit cards
Shopee x UnionBank Ultimate Apple Deals: 5% off Apple (cap P12,500), up to 24-month 0%Score 83
UnionBankEnds Dec 31, 2026All UnionBank credit cards
Philippine Airlines Year-End Seat Sale: up to 60% off with Metrobank cardsScore 83
MetrobankEnds Nov 15, 2026All Metrobank credit cards
FlexipayZero at partner gadgets and electronics merchants (Samsung, Asus, Huawei, Abenson, Power Mac Center and more): up to 36 monthsScore 83
BPIOngoing7 BPI cards: Amore Cashback, Edge, Gold Rewards…

Find today's best deal with your cards

Data as of Nov 11, 2026. Always open the bank's terms before you shop. Not financial advice.