Best credit card for 12.12

Dec 12, 2026. Card promos we track as of Nov 11, 2026; banks usually post 12.12 promos 1 to 3 weeks before, and we check more often as the day gets close.

12.12 card promos (2)

Shopee 12.12: up to P8,000 off on installments (min P10,000, up to 10 transactions, code 12BPIFP)Score 78
BPIStarts Dec 7, 20269 BPI cards: Amore Cashback, Edge, Gold Rewards…
Rustan's.com extra 10% off on double-digit days (min P5,000, cap P5,000, code RCCHSBC2026)Score 65
HSBCEnds Dec 14, 2026All HSBC credit cards

Also usable on Dec 12, 2026

Live promos whose dates and weekdays include the sale day, highest score first.

Klook x BPI: PHP 5,000 off Hong Kong Disneyland packages every Saturday (min PHP 15,000)Score 92
BPIEnds Dec 15, 2026SaturdaysAll BPI credit cards
Agoda weekends: 20% off hotels (up to P5,000 per booking) for UnionBank MastercardScore 91
UnionBankEnds Dec 27, 2026Sat, SunUnionBank Mastercard cards
PayEasy x Samsung Galaxy Tab S12 on Lazada: 15% off, 0% up to 36 monthsScore 90
UnionBankEnds Dec 31, 2026All UnionBank credit cards
PayEasy x Samsung Galaxy Tab S12 on Shopee: 15% off (cap P15,000), 0% up to 36 monthsScore 90
UnionBankEnds Dec 31, 2026All UnionBank credit cards
Up to 30% off select Booking.com properties with BDO AmexScore 88
BDOEnds Dec 31, 2026BDO Amex cards
PayEasy x Samsung Always On Promo on Lazada: 8% off, 0% up to 36 monthsScore 86
UnionBankEnds Dec 31, 2026All UnionBank credit cards
Maybank Mastercard: up to P6,000 eGCs on travel spendScore 85
MaybankEnds Dec 15, 2026Maybank Standard MC or Visa Classic, Gold (MC or Visa), Platinum (MC or Visa)
Klook Visit Malaysia: 10% off Malaysia bookings (YRO10KLK), min US$100Score 84
MaybankEnds Dec 31, 2026All Maybank credit cards
Shopee x UnionBank Ultimate Apple Deals: 5% off Apple (cap P12,500), up to 24-month 0%Score 83
UnionBankEnds Dec 31, 2026All UnionBank credit cards
FlexipayZero at partner gadgets and electronics merchants (Samsung, Asus, Huawei, Abenson, Power Mac Center and more): up to 36 monthsScore 83
BPIOngoing7 BPI cards: Amore Cashback, Edge, Gold Rewards…
SM Appliance Center FlexipayZero: 0% installment up to 24 months (min PHP 3,000)Score 81
BPIOngoing7 BPI cards: Amore Cashback, Edge, Gold Rewards…
Landers Cashback Everywhere: +10% cashback points at Landers Superstore (500 pts/mo cap)Score 81
MayaEnds Dec 31, 2026Maya Landers Cashback Everywhere

Find today's best deal with your cards

Data as of Nov 11, 2026. Always open the bank's terms before you shop. Not financial advice.